What is this lesson about? This financial health ESL lesson plan empowers upper-intermediate learners (B2–C1) to talk confidently about money management, financial wellbeing, and personal goals. Students expand their vocabulary with key terms like fixed expenses, renegotiate, and interest rate, practise idioms such as money doesn’t grow on trees and save money for a rainy day, and build listening and speaking skills through an authentic video on improving financial health. Learners finish by creating a personal action plan for financial wellbeing, combining language learning with practical life application.

How do students learn the new language?

Learners progress through a clear and interactive sequence:

• Warm-up questions about personal financial health.

• Agree/disagree activity to spark critical thinking and debate.

• Vocabulary matching & gap-fills with practical money terms.

• Video activity: 10 Steps to Boost Your Financial Health.

• Comprehension tasks & true/false statements based on the video.

• Idiom practice through matching, gap-fills, and discussion.

• Personal reflection & action plan for applying financial health strategies.

  
  

Why is this lesson useful?

By the end of the session, students can:

• Talk confidently about personal finance and wellbeing.

• Use advanced money vocabulary and idioms in conversation.

• Analyse and reflect on tips from an authentic video.

• Build a personalised action plan while improving fluency.

  
  

Who is it for?

This financial health ESL lesson plan is designed for B2–C1 adult learners. It’s especially valuable for teachers who want to combine real-world financial literacy with advanced English practice.